Insurance

Discount programs through your insurance, Other discounts. Many medical plans advertise that they offer benefits for complimentary care, such as acupuncture, through a discount program. I do not participate in any of these discount programs. These types of programs typically ask the acupuncturist to provide a discount of up to 25% to their cardmembers in exchange for being listed in their complimentary provider directory. The insurance company does not provide any type of reimbursement to the practitioner. The practitioner must absorb the cost of the discount. Because almost all of my patients are paying "out-of-pocket" for their acupuncture treatments, I try to keep my prices as low as possible; everyone pays the same as anyone else.

Workers' Compensation. Acupuncture is covered under Pennsylvania's workers' compensation as long as it is deemed "medically necessary". I no longer participate in the workers' compensation system. You may need to seek care through a larger pain clinic that may have an acupuncturist on staff and a support team to handle insurance billing.

Flexible spending accounts. Health Savings Accounts. I can accept debit cards from FSAs and HSAs as long as they carry the mastercard or visa logo. You may or may not be required to provide receipts and/or a letter of medical necessity for different services. I recommend calling the administrator of your account to find out what to expect.

Medical Credit Plans/Payment plans. I do not offer payment plans or particiate in medical credit plans. I do however, accept both Mastercard and Visa credit cards. You may find that most medical credit plans offer interest rates comparable to many credit cards. Your own credit card may even offer a better rate.